Your Applicable Rate
4%
💰 Total Vacation Pay $0
Gross Wages Used $0
Vacation Pay Rate 4%
Minimum Vacation Weeks 2 weeks
Equivalent Per Week $0
Equivalent Per Day (5-day week) $0
⚠️ Estimate only. Based on 2026 provincial employment standards minimum rates. Not official payroll or legal advice. Your employer or collective agreement may provide more generous terms.

📋 Vacation Pay Rates by Province (2026)

Province Standard Rate Higher Rate Threshold
Ontario4% (2 weeks)6% (3 weeks)After 5 years
British Columbia4% (2 weeks)6% (3 weeks)After 5 years
Alberta4% (2 weeks)6% (3 weeks)After 5 years
Quebec4% (2 weeks)6% (3 weeks)After 3 years
Manitoba4% (2 weeks)6% (3 weeks)After 5 years
Saskatchewan4% (2 weeks)6% (3 weeks)After 10 years
Nova Scotia4% (2 weeks)6% (3 weeks)After 8 years
New Brunswick4% (2 weeks)6% (3 weeks)After 8 years
PEI4% (2 weeks)6% (3 weeks)After 8 years
Newfoundland4% (2 weeks)6% (3 weeks)After 15 years
Yukon4% (2 weeks)6% (3 weeks)After 5 years
NWT4% (2 weeks)6% (3 weeks)After 5 years
Nunavut4% (2 weeks)6% (3 weeks)After 5 years

⚠️ These are minimum entitlements. Your employer may offer more generous terms. Always check your employment contract or collective agreement.

📐 How It's Calculated

Vacation pay = Gross wages × Rate
Minimum rate: 4% (2 weeks) for most provinces
After qualifying years: 6% (3 weeks)

Gross wages include overtime, commissions, and bonuses. Vacation pay is earned on all taxable earnings.

💡 Key Rules

  • ✅ Vacation pay applies to all wages
  • ✅ Includes overtime & commissions
  • ✅ Accrues even during probation
  • ✅ Must be paid out on termination
  • ✅ Can be paid each cheque or lump sum
  • ❌ Vacation pay ≠ vacation time off

About the Vacation Pay Calculator

This calculator applies the minimum vacation pay rates set out under each province's employment standards legislation. The standard Canadian rate is 4% of gross wages (2 weeks) for most employees. After a qualifying period — which ranges from 3 years in Quebec to 15 years in Newfoundland — the rate increases to 6% (3 weeks). These are statutory minimums: your employer or collective agreement may provide better terms.

Vacation pay applies to all gross wages, including regular pay, overtime, commissions, stat holiday pay, and bonuses. It does not apply to expenses reimbursements or severance. If you receive vacation pay on each paycheque (shown as "VacEachPay" on Payworks stubs), the total amount is the same as if it were banked and paid out before vacation — it's just a timing difference, not a benefit change.

One important distinction: vacation pay (the dollar amount) is separate from vacation time (the weeks off). An employer can owe you 4% of your wages as vacation pay, and separately you're entitled to a minimum number of weeks off per year. If you leave a job, all accrued but unpaid vacation pay must be paid out on your final paycheque in every Canadian province.

Vacation Pay Calculator FAQ

Vacation pay = gross wages × your applicable rate. The minimum rate is 4% for most employees (2 weeks of vacation). After a set number of years with the same employer, the rate increases to 6% (3 weeks). The percentage applies to all wages — regular pay, overtime, commissions, and bonuses.

The 6% threshold varies by province: Quebec is the earliest at 3 years; Ontario, BC, Alberta, Manitoba, Yukon, NWT, and Nunavut require 5 years; Nova Scotia, New Brunswick, and PEI require 8 years; Saskatchewan requires 10 years; and Newfoundland is the latest at 15 years. Years are counted with the same employer continuously.

Both methods are allowed under Canadian employment standards. Hourly and part-time workers often receive vacation pay as a percentage on every paycheque, shown on their stub. Salaried employees are typically paid a lump sum before their scheduled vacation. The total amount earned is the same either way — it's only the timing that differs.

Yes. Vacation pay is considered insurable and pensionable earnings. CPP, EI, and income tax are all deducted the same way they are from regular wages. The amounts will appear on your T4 in the year the vacation pay is received.

All accrued and unpaid vacation pay must be paid out on termination in every province — whether you quit, are laid off, or are let go. The amount owed is your applicable rate times all wages earned during employment where vacation pay has not yet been paid out. This is a legal requirement, not optional.

Vacation time entitlement (weeks) continues to accrue in most provinces during parental leave — your years of service count. However, vacation pay (the dollar amount) is calculated on wages actually earned. Since you receive EI benefits rather than wages during leave, vacation pay does not typically accrue on those amounts. Check your employment contract, as many employers offer more generous policies.